Scott Valins, GoRascal, and the rise of New York’s #1 mortgage brokerage headline this deep-dive into how an Ivy-League grad turned industry maverick reshaped the home-loan game. From ditching med-school dreams to scaling a culture-first firm through the 2008 crash and pandemic rate swings, discover the strategies, setbacks, and serendipity behind building “the happiest home for loan officers.” Perfect for entrepreneurs, mortgage pros, and career renegades craving real-world growth lessons.