The average high earner in their 40s is invested like they're 60. Not because they chose to be.

It usually traces back to a risk questionnaire. That number has been quietly steering your investment strategy ever since. The problem? Those questionnaires don't measure your appetite for long-term risk. They measure your ability to stomach short-term volatility. Those are two very different things.

The real question isn't how you feel about risk. It's when you'll need the money.

In this episode, Gideon Drucker and Jordan Haines cover:

• Why risk tolerance and risk capacity are completely different... and which one should drive your investment strategy
• What 100 years of stock market data actually says about long-term investing
• Why "conservative" investing is often the riskier move
• How to think about investing in your 50s and 60s
• Why how you feel about risk today has no business determining how your money is invested for the next 20+ years

Beyond The First Million is a financial planning podcast for high-income mid-career professionals who want a plan built around their actual life, not a questionnaire.

Subscribe for new episodes every Thursday.

Join 10,000+ readers at www.druckerwealth.com or book your FREE call today: https://calendly.com/gideon-6/15min