How much home can you afford? In a volatile market where mortgage rates and home prices are squeezing buyers, one variable often overlooked is the homeowner's insurance.  Most buyers (realtors, and lenders) do not account accurately for this cost, until late in the process.  Joel Fanjoy, William Raveis Insurance's top producing insurance agent (in 2021), joins the podcast to share tips that you can use to better gage potential insurance issues and costs when shopping for a new home.  This is a great listen for realtors and home buyers trying to keep to a tight budget!