The Federal Reserve just raised rates for the first time in over three years, and mortgage rate sheets are now printing above 7%. Maya and Derek build Sacramento's seven-percent playbook: what the unanimous Fed hike means, why the 10-year Treasury just hit a 19-year high, how August's Sacramento numbers (city median near $510k, metro index flat) set up September's test, and why Tahoe Park and Curtis Park are posting double-digit gains with homes selling in about a week. Plus three buyer tips (negotiate the buydown, follow the builder supply pipeline, shop lenders this week) and three seller tips (price to the September buyer, read serious-buyer traffic, know which side of the market split you're on).Real Estate & AI DisclosurePaul CaryREALTOR® | CA DRE #01743353Powered by Real BrokerCreated and produced by Paul Cary. This episode features AI-generated host voices and uses generative artificial intelligence in the creation of its script and audio.

Mortgage rates just hit their highest level in fourteen months, the Fed is meeting right now (with traders betting a HIKE is more likely than a cut), and yet Sacramento keeps selling: sales up 8.5%, a third of homes over asking, and neighborhoods like Roseville and Elk Grove tightening even as borrowing costs climb. Maya and Derek break down the rate story, the late-summer cooling signal in days-on-market, two fresh neighborhood spotlights, and buyer and seller moves for a high-rate world — including the 2-1 buydown strategy buyers should be negotiating right now.

Real Estate & AI Disclosure

Paul Cary REALTOR® | CA DRE #01743353

Powered by Real Broker

Created and produced by Paul Cary.

This episode features AI-generated host voices and uses generative artificial intelligence in the creation of its script and audio.

Sales are up 8.5% but mortgage rates just hit their highest point in over a year. Maya and Derek break down Sacramento's mixed fall market signals, spotlight Arden-Arcade, West Sacramento, and El Dorado Hills, and share buyer and seller tips for navigating 6.85% rates.

Real Estate & AI Disclosure

Paul CaryREALTOR® | CA DRE #01743353

Powered by Real Broker

Created and produced by Paul Cary.

This episode features AI-generated host voices and uses generative artificial intelligence in the creation of its script and audio.