Want to know why most people can’t stick to a financial plan? Because they’re flying blind with their cash. In this episode, I break down the 5-bank-account system that gives you total clarity over your money — where it’s going, what it’s for, and how fast you’re moving toward your financial goals.

We cover:

How to separate your money by purpose

The difference between “bills money” and “spending money”

How to stay consistent with your plan by seeing exactly where you stand

The 5 Accounts: Checking

– Income & Bills Checking

– Everyday Spending Savings

– Emergency Fund Savings

– Short-Term Goals Savings

– Long-Term Goals

You don’t need to guess where your money is anymore. This system gives you the financial visibility you’ve been missing — and it’s the foundation to building wealth without chaos.

Download a copy of the Roadmap 2 Wealth Account Breakdown ⬇️ https://drive.google.com/file/d/1VVZ1mfdVw6F_GyNGttRFSzuGDL_8iz39/view?usp=drive_link

Have you ever given so much that you struggle to take care of your responsibilities? In this episode, I discuss what giving should be and what it should not be.

I breakdown the steps you can take to control your giving and make sure giving is something that always enriches your life.

Stay tuned for the Patreon investing community launching soon!

With the Target boycott continuing, is it really helping the black community? Are we focused on the right plan of action, or any action at all beyond the boycott? I explore the reasons behind the boycott and what I think we should do instead.

Where do we go from here? Stay tuned for the launch of my Patreon investing community. Know the businesses to buy and what price to buy them.

Election seasons can be a rollercoaster for investors. Whether a Democrat or Republican takes office, the stock market often responds with heightened volatility and uncertainty.

But here’s the good news: by focusing on core investment principles and sticking to your long-term plan, you can avoid getting swept up in the noise. In this episode, we dive into four essential strategies to help you stay on track during election season. We’ll talk about the importance of staying calm, planning for market swings, understanding key policy implications, and why sticking to the fundamentals will always benefit your wealth-building journey. If you’re looking to invest wisely through any political climate, this video is for you.

Stay tuned to learn how to make decisions based on your financial future, not election drama!

In this episode, we dive into the 9 financial goals you need to plan for in order to create your dream lifestyle! Whether it's retiring comfortably, paying for education, buying a dream home, or leaving a lasting legacy, we cover all the essentials you need to think about. I'll break down how to approach each of these goals strategically so you can build the life you've always envisioned. Here’s what we’ll cover:

1. Planning for Retirement

2. Education Funds

3. Weddings

4. Buying a Car

5. Property Ownership

6. Big Lifestyle Purchases

7. Legacy Planning

8. Gifting & Charitable Contributions

9. Vacations

Don’t leave your dream lifestyle to chance—tune in to learn how to turn these financial goals into a reality! Be sure to subscribe for more tips on how to build wealth and achieve financial freedom.

We think the materials things will make us happy. Then we buy them, the happiness fades, and we seek to buy something else, constantly chasing happiness. Instead, lets focus on the things that actually make us happy.

Do you have a clear picture of what you want your life to look like? In this video, learn how to define your North Star and align your daily and financial plans to achieve the things that matter most to you.

Find your path to success and fulfillment today.

#lifegoals #successmindset #financialplanning #goalsetting #success #selfimprovement #findingpurpose

68% of Americans fear running out of money during retirement. 50% will run out of money. Sequence of return risk is one of the hidden risk regarding retirement that many don't think about.

In episode 3 of the Roadmap 2 Wealth Podcast, we discuss how many people fall in to a money trap caused by "learned helplessness". We get in painful situations and start to believe that things happen to us versus focusing on how we can take ownership and change our financial circumstances.

#podcast #financialpodcast #wealth #personalfinance #behavioralfinance #money

https://psycnet.apa.org/record/1976-20159-001

Ever felt pressure to spend money you shouldn't spend just to fit in???

In this podcast episode, I evaluate a study that shows how people spend more money when their neighbors spend the lottery. I discuss the reasons this happens and how to avoid feeling this pressure.

Link to study discussed in this podcast episode: https://www.philadelphiafed.org/-/media/frbp/assets/working-papers/2018/wp18-22.pdf?la=en