In this episode of FintechTalks, Sanjib Kalita sits down with Rodger Desai, CEO of Prove, to explore how mobile phones became one of the most powerful tools in digital identity.

Roger shares Prove’s founding insight: the phone network already solves the tradeoff between security, convenience, and privacy — and that same cryptographic foundation can transform how we verify and authenticate people online. From winning 19 of the top 20 U.S. banks to expanding globally across 80+ countries, Prove has evolved from startup challenger to core identity infrastructure.

They also dive into AI-driven fraud, the rise of bots, and why the future of commerce — human and agentic — depends on stronger, tokenized identity.