Thinking about a Roth conversion before age 59½? It can be a smart move... but only if you handle the tax bill the right way. As Peter with Richon Planning and Erin Kennedy explain, using retirement funds to pay those taxes could trigger a 10% early withdrawal penalty, and that's a mistake we want younger investors to avoid. In this week's interview, we break down: Why paying taxes with outside, after-tax money is essential How Peter helps clients decide if a Roth Conversion makes sense And why Roth conversions are so popular right now If you'd like to determine if a Roth Conversion is right for you, please call Peter at (919) 300-5886 , or visit www.RichonPlanning.com... a little planning now can save you a big penalty.