In this episode of the PFS Podcast, Mark Paller, Jamison White, and Mark Mogle break down the ins and outs of Roth IRAs and whether they’re the right choice for your retirement strategy. They discuss the key benefits, including tax-free withdrawals and the absence of required minimum distributions, while also addressing common misconceptions. The hosts examine how income levels, future tax rates, and recent legislative changes impact the effectiveness of a Roth IRA. They also explore the new rules allowing 529 plan rollovers into Roth IRAs, offering parents a flexible savings option. Tune in to learn whether a Roth IRA should be part of your financial plan and how to maximize its potential benefits.