It’s one of the most common retirement planning questions — and getting it wrong could mean paying more taxes than you need to.

If you’re in your 50s or 60s and want to make smarter choices now and in retirement, my book Finance on the Fly breaks it down in plain English.

👉 Check out the link in my bio to grab your copy — and drop your questions in the comments. I’m here to help you sort it out.

Disclosures: This content is for informational purposes only and is not intended as financial, investment, legal, or tax advice. Always consult with a licensed professional regarding your individual situation.

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