Rounding third and heading home—it’s almost the end of the third quarter, and what a year it’s been in real estate! As we approach Q4, we break down what’s really happening in the market right now, especially with all the buzz about the Fed and interest rate changes. Spoiler: mortgage rates don’t move the way most people think they do. In this episode, we unpack how the bond market, inflation, and economic reports actually drive mortgage rates—and what that means for buyers and sellers trying to “time the market.”

Tune in to learn why waiting for rates to drop could backfire, how to take advantage of the current window of opportunity, and what both buyers and sellers should be thinking about heading into the end of the year.

We cover:

• The real relationship between the Federal Reserve and mortgage rates—and why it’s not as direct as you think
• How the bond market and economic indicators (like job reports and inflation) impact mortgage rates
• Why it might make more sense to buy now and refinance later rather than waiting for rates to fall
• The pros and cons of the current buyer’s market—more negotiation power and less competition
• What sellers need to know about inventory, pent-up demand, and timing in today’s shifting market
• How to focus on your personal goals and lifestyle (not just the numbers) when making real estate decisions

Connect with us:

YouTube: https://www.youtube.com/@therealestateplaybyplay

Website: https://therealestateplaybyplay.com