Agent Sense | Agentic Workflows & Operational AI

Rules, Agents, Humans - A Practical Model for Agentic Workflows


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This episode explores the line between deterministic business logic and autonomous agents in real business operations, using a Commercial and Investment Banking onboarding scenario to show where rules work, where agents help, and where humans must stay in control.


I am Monika Aggarwal, AI Technical Practitioner. I build agentic workflows grounded in clear rules, good data, and governance. I am joined by my colleague Frank Chavez. He is a Technical Architect and hands-on builder specializing in multi-agent orchestration and AI integration patterns.


I bring the enterprise and operational view. Frank brings the engineering view.

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Agent Sense | Agentic Workflows & Operational AIBy Monika Aggarwal, Operational AI, IBM and Frank Chavez, Technical Architect, IBM