Ruth Hubbard has spent her career connecting dots most people don't even see are on the same map. As a product and partnership leader at Fiserv, she works with billions of transaction data points, turning how people spend money into stories about who they actually are. She's a Fellow of the Economic Club of New York, a 2026 Semafor World Economic Summit principal, and hosts the NY Public Library's Trailblazer Series, where she sits down with founders, authors, and cultural leaders.

In this episode, Ruth, Rob, and Munir trace the thread from her childhood debates in Stamford, CT (her parents are a lawyer and an HR executive — argument was basically a team sport) through Martha's Vineyard summers, Model UN at Harvard and Penn, and a career arc from Google to JP Morgan to one of the world's largest payment companies.

They talk about why the words "Experience Abu Dhabi" on a Knicks warmup jersey tell a more interesting story about global investment strategy than most financial news coverage. They get into why your credit card statement might be the most honest portrait of your values that exists. And Ruth breaks down the three-part storytelling framework she's developed through years of interviewing some of the most interesting people in business and culture.

It ends with a mixtape of songs about business — nine songs, three people, zero overlap, and somehow both Pink Floyd and the Isley Brothers feel completely at home together.