This is for you if...

- You see the value in working with baby boomer clients
- You serve more affluent clients, those that pay all cash or make large down payments
- You would like to increase purchasing power for your clients
- You and your clients recognize the value in keeping cash available for investments or emergencies
- You help your clients with their overall real estate strategies, not just facilitate a transaction

Driving Force in Retirement community

- 10,000 people turn 65 each day
- 1 in 3 retirees would like to live else where.
- 39% of home purchases in 2020 were made by baby boomers and older.

A few key concepts

- an FHA insured home loan on a primary residence, for borrowers at least age 62.
- Monthly mortgage payments are optional, but not required.
- Borrowers still pay property taxes, homeowner's insurance, and maintain property condition
- Loan becomes due and payable when the home is sold, or the last borrower (or eligible non-borrowing spouse) vacates the residence for 12 consecutive months.

Reverse Mortgage Options
Fixed and ARM Loan options
Can be used on different property types
- Single family, 2-4 unit,
- Townhouse,PUD, FHA/HUD
- Approved Condominium
- Manufactured Home Build

HECM for purchased (H4P)
FHA insured, non-recourse loan;
- $970,800 FHA max claim amount
- Offered in 449 states (except MA)
- For borrowers age 62+

Advantage Jumbo Mortgage
Non-FHA-insured loan (proprietary)
- Up to $4MM in loan amount
- $10 MM Max claim amount
- Offered in select
- For borrower(s) at

Watch the video and find out more!