Curtis Cloke has made a significant and positive impact on the annuity industry,not to mention the professional success of many annuity agents. He is renownedfor his speaking and teaching skills. Cloke, more than anyone else, is responsiblefor making the deferred income annuity (DIA) a tangible and known longevityplanning tool. And no one is more expert at describing its value. But there’s muchmore to Cloke than annuities. You’ll see.