The importance of an easy application process as the end goal of the screening process and the features of that process.

The potential upside of behavioral analytics as a way to identify fraud.

The importance of analyzing delinquencies early to evaluate screening criteria.

The need for extensive relationships and integrations with multiple companies (not just Plaid) for income verification.

The opportunity for credit screening to be better at predicting rent payment likelihood, rather than debt repayment (which is the focus of current screening approaches).