In this conversation, the hosts delve into the excitement surrounding the first-ever 12-team college football playoff, analyzing key matchups including Notre Dame vs. Indiana, Penn State vs. SMU, and Clemson vs. Texas. They discuss team dynamics, quarterback performances, and the potential for upsets, while also touching on the implications of the transfer portal in college football. In this conversation, the hosts delve into the evolving landscape of college football, particularly focusing on the implications of pay-to-play systems and the upcoming high-stakes matchup between Tennessee and Ohio State. They discuss the challenges teams face with player retention and recruitment in the current climate, analyze key strategies for both teams, and make predictions about the game. Additionally, they touch on other intriguing bowl matchups, emphasizing the excitement surrounding college football during this season.