It's the holidays!! Today is Black Friday!! Should I be going into debt to buy the gifts for the kids? What is important enough to go into debt for? A lot of the world today have normalized something that could be hurtful to you in the long run. Is there ever a good time to go into debt? We know about Dave Ramsey and what he says... Find out what another Doctor of Accounting and Finance and a former CFO of public and pre-public companies says about debt.