Digital lending is one of the fastest-growing segments in India’s fin-tech space. A BCG report has predicted the digital lending industry will touch a market size of $1 Tn in the next five years.
While it growing to become a very competitive segment, very few players are actually catering to the 'next billion' market, namely those present in India's tier 3 & 4 towns. Even fewer are focusing on green loans. But RevFin is taking advantage of both those opportunities.
Founded in 2018, RevFin is a consumer lending platform enabling financing of electric three-wheeler loans in Tier 3 and Tier 4 towns. The company ties up with OEMs to directly acquire these customers, thereby reducing its cost. 
To cater to the sub-prime segment RevFin has developed an alternative underwriting method. This technique is basically a mix of psychometric and biometric tests to predict the customer’s intention to repay a loan. 
On this episode of Startup Safarnama, we catch up with Sameer Aggarwal, Founder of RevFin on:

• Growing up across India and the influence that had on his professional as well as personal goals
• His biggest takeaway from an engineering degree 
• 10 years of accelerated learning, across 6 continents , with HSBC
• Leaving the comfort of job security to join the startup world
• A personal experience that made financial inclusion and targeting the sub-prime segment, his top most priority 
• Early setbacks while establishing RevFin in India
• Challenges and opportunities of starting up in India 

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