This week, we're continuing the "Back to the Basics" series by going back to two of the most important building blocks of financial stability: emergency funds and debt.  In this episode, Josh covers why having a cash cushion matters, how much to aim for, and practical ways to get started. Plus, he breaks down good vs. bad debt, interest rates, and more. Regardless of where you are in your financial journey, this episode gives you the essentials to weather life’s surprises and move forward with confidence.

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