As we continue to see reconstruction costs continue to fluctuate in the marketplace, one thing is certain: You cannot rebuild a building for the same cost as 5 years ago. To ensure property is protected, it's important to make certain you're carrying appropriate limits. Most importantly, you should consider removing coinsurance and adding Agreed Value. In this episode of GYC, Mindy & Ryan discuss a property explosion claim and the impact of Agreed Value on the policy. 

Learn more about Hickok & Boardman Insurance Group (an Acrisure Agency Partner) at www.hbinsurance.com. WE'RE HIRING!