The conversation with Matt Tolbert breaks down why surrogacy in the United States has become so expensive and what those rising costs really mean for families hoping to grow through assisted reproduction. It explores how prices have climbed over the years, the real numbers families are navigating today, and the level of financial planning required for anyone starting a surrogacy journey. The discussion offers clarity for parents and future parents who want transparent information about modern family building, LGBTQ plus parenting options, and the realities behind today’s surrogacy landscape. It also reinforces the mission of Fathernetics to make conversations around fatherhood and family creation more accessible and honest for everyone.