With Black Friday behind us and Christmas round the corner, finances might be a little tight and it's common for many of us to reach for our credit cards to help us in these instances. 

Credit cards can be a useful tool when used mindfully however there are also a few things to be aware when purchasing on your credit card. In this episode we'll be covering the:

• fundamentals of how credit cards work
• different types of credit cards and how best to use them
• things you should be mindful of when using your credit card

This episode does not constitute investment, tax, legal or any other form of advice. Please look here for more details and our disclaimers. If you are struggling with debit, below are a few organisations with resources and guidance to help you. 

• Citizens Advice
• StepChange Debt Charity
• National Debt Line