Welcome to the L3 Podcast! We hope this podcast will be helpful to both you and your ministry.

Today, we are joined by David Miranda, a veteran financial advisor with over 24 years of experience specializing in helping individuals, and specifically ministers, navigate retirement planning. Let’s face it: many pastors are so focused on serving others that they neglect their own financial future, often believing that ministry means a vow of poverty or that retirement is just "working until I die." David Miranda challenges these misconceptions, offering crucial advice on how pastors can steward their personal finances with excellence. Pastors Aaron and David discuss the "80-10-10 rule," the vital importance of managing cash flow to become debt-free, and why pastors need to view themselves as worthy of investment. Whether you are just starting out or nearing retirement, this episode provides practical, biblical wisdom to help you build a secure financial foundation for your family and your future ministry.

For more information on the Michigan Ministry Network, please go to our website at mmn.ag.