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In this episode Carmen speaks to Jo Hurley who built her own self-managed superannuation business, sold it to Deloitte, and retired at 39, but her story goes far beyond financial milestones. She opens up about burnout, rebuilding her mental health, and the skill sets that helped her shift out of survival mode and into a life driven by clarity and purpose.
Jo unpacks the world of self-managed super in simple, practical language - from when to consider starting one, to common mistakes, key differences from big funds, and who it’s best suited to. Jo also answers listener questions around risks, minimum balances, and how to get started with confidence.
Beyond finance, Jo shares her journey into triathlon, how she became an Ironman 70.3 World Championship athlete, and why setting aligned goals (and allowing different versions of yourself) matters more than ever. This conversation blends financial empowerment, resilience, and personal evolution - offering both knowledge and inspiration.
(00:00) Introduction
(03:50) What does life currently look like for you - who is Jo?
(10:31) Work history and how Jo draws from her professional experience in her everyday life
(16:02) How and where do you start a self managed super fund (SMSF)?
(18:42) Is there a minimum required amount to start a SMSF?
(20:48) What are the key differences between SMSF and bigger companies?
(25:00) Early retirement at age 39! Selling to Deloitte
(30:30) Burnout and taking care of her mental health
(34:36) Skillsets learnt to help herself out of burnout and negative thoughts
(39:04) Who is a SMSF best suited to? (Listener Question)
(43:17) Risks and common mistakes with SMSF? (Listener Question)
(47:32) Key note speaker for LYD, looking at numbers
(56:40) Allow different versions of yourself
(57:11) Goal setting and asking for what you want in life, how triathlons started
(1:03:01) Importance on reflecting and revisiting goals
(1:05:39) What does wealth mean to you?
Connect & Follow
Guest: Jo @johurley_
Podcast @rhapsodic.podcast
Carmen @busymind.redefined
If you enjoyed this episode, don’t forget to follow Rhapsodic, share it with a friend, or leave a quick review - it helps the podcast grow and reach more listeners.
Thank you for tuning in - and as always, remember to keep showing up for yourself.
By Carmen ExlerIn this episode Carmen speaks to Jo Hurley who built her own self-managed superannuation business, sold it to Deloitte, and retired at 39, but her story goes far beyond financial milestones. She opens up about burnout, rebuilding her mental health, and the skill sets that helped her shift out of survival mode and into a life driven by clarity and purpose.
Jo unpacks the world of self-managed super in simple, practical language - from when to consider starting one, to common mistakes, key differences from big funds, and who it’s best suited to. Jo also answers listener questions around risks, minimum balances, and how to get started with confidence.
Beyond finance, Jo shares her journey into triathlon, how she became an Ironman 70.3 World Championship athlete, and why setting aligned goals (and allowing different versions of yourself) matters more than ever. This conversation blends financial empowerment, resilience, and personal evolution - offering both knowledge and inspiration.
(00:00) Introduction
(03:50) What does life currently look like for you - who is Jo?
(10:31) Work history and how Jo draws from her professional experience in her everyday life
(16:02) How and where do you start a self managed super fund (SMSF)?
(18:42) Is there a minimum required amount to start a SMSF?
(20:48) What are the key differences between SMSF and bigger companies?
(25:00) Early retirement at age 39! Selling to Deloitte
(30:30) Burnout and taking care of her mental health
(34:36) Skillsets learnt to help herself out of burnout and negative thoughts
(39:04) Who is a SMSF best suited to? (Listener Question)
(43:17) Risks and common mistakes with SMSF? (Listener Question)
(47:32) Key note speaker for LYD, looking at numbers
(56:40) Allow different versions of yourself
(57:11) Goal setting and asking for what you want in life, how triathlons started
(1:03:01) Importance on reflecting and revisiting goals
(1:05:39) What does wealth mean to you?
Connect & Follow
Guest: Jo @johurley_
Podcast @rhapsodic.podcast
Carmen @busymind.redefined
If you enjoyed this episode, don’t forget to follow Rhapsodic, share it with a friend, or leave a quick review - it helps the podcast grow and reach more listeners.
Thank you for tuning in - and as always, remember to keep showing up for yourself.