Introducing our guest on this episode of The Tech Factor— Hemant Adarkar, Technology Advisor & Public Interest Director. A trained nuclear physicist turned tech advisor at multiple banks, stock exchanges, brokers, and insurance companies; Hemant traces the fascinating journey of the BFSI domain – from the initial days of paper ledgers to the cutting-edge world of cryptocurrency. 

Did you know Hemant was one of the very first users of email in India? He takes us back to the 1970s and tracks the monumental shifts in banking over the last fifty years, including the rise of core banking solutions, mobile banking, AI/ML, and blockchain. He tackles critical issues such as data security and the risks of AI in data leakage, and addresses India's challenges with Central Bank Digital Currency (CBDC), emphasizing significant infrastructure and privacy concerns.