Here’s the thing about college planning: the problem is not lack of resources, but having too many resources, sometimes from unreliable channels. They inevitably exaggerate things, making families dread that ‘college talk’ and completely miss the opportunity to plan.  College talk should not be scary. If anything, the conversation needs to happen as early as possible in order to get the best results.  On today’s episode of Get Your FILL, Financial Independence & Long Life, College Funding Specialist Brad Baldridge, helps to demystify college planning and give us some action that we can take today to get moving in the right direction.