This podcast episode features Nikki Nash: entrepreneur, podcast host, author, and investor who has been mentored by the top 1%. Nikki shares insights into the distinct mindset and approaches of the ultra-wealthy, particularly their focus on investing rather than simply spending money. She illustrates this with the example of ensuring investments generate income to cover expenses, contrasting it with the more common approach of relying on earned income. The conversation highlights the difference between working for money and having money work for you, emphasizing the concept of passive income and the strategic use of debt as a non-taxable financial tool.