Today’s episode is called “Santa & the Federal Reserve” where we discuss the intense focus on the Fed and whether they will lower interest rates despite limited information caused by the government shutdown, will Jay Powell soon learn who his replacement will be 5 months before his term expires, and how is the market poised as Santa decides if we were naughty or nice and if we deserve a Santa Clause rally to end the year. And lastly, we’ll point out planning items to keep in mind as 2025 comes to a close.