Given the effects of the COVID-19 pandemic on the unemployment rate and stock market, many people are now placing more emphasis on saving money for the future, something Sarah Catherine Gutierrez has seen firsthand as CEO of Aptus Financial.

“We have used this time to talk about emergency funds and for the first time, it feels like people are taking us up on it,” Gutierrez said. “I think there could be some really amazing, lasting outcomes from this if people just put a little more thought into the long-term automation of some of these practices.”

Gutierrez, a previous guest in February 2019, shared more with host Natalie Ghidotti on the latest Then and Now episode of The Ghidotti Podcast, including an update on her upcoming book and the Save10 Challenge.