In this week's episode of the Weekly Insurance News Wrap, we discuss key issues relevant to Australians, starting with the significance of procedural fairness in insurance claims, highlighted by a recent AFCA ruling against life insurer TAL. We also tackle the financial burden posed by mental health on our insurance systems, with the Actuaries Institute pushing for a full system review for sustainable solutions. The episode further delves into the 2025 Asia-Pacific outlook from Fitch Ratings that predicts increases in Australian insurance premiums amidst a steady marketplace. Lastly, we analyze the rise of cyber insurance, driven by heightened awareness of digital threats especially among small to medium businesses. Transformative changes are occurring in the insurance industry; stay informed to navigate these changing times effectively.