In the second hour, Jack our intern shares his experience in the office! Chris takes a moment to reflect on Martin Luther King & his long lasting impact, the story & passing of Jack Bogle, founder & financial giant at Vanguard, and more. The staff discusses budgets, the importance of your credit score, & Netflix's price increase. Chris closes the hour with his thoughts on national debit. Great show! #MLK #JackBogle #Vanguard #nationaldebit #Netflix