We're in a very interesting time if you are in the market to purchase a home. While the inventory is low, and houses are selling quickly, the opportunities for a great mortgage are still here. Today we talked to Peter Ryu, a Loan Officer with Priority Home Lending, about the home loan market. Down payments, mortgage rates, and how putting off your purchase for another year could cost you hundreds of dollars in your monthly payment. Peter explains the reasons, even with low housing inventory, why today could be the best time to buy your dream home.