In this episode of Money Talk With Tiff, Tiffany Grant dives into practical ways to manage holiday spending without breaking the bank. As the holidays are in full swing, it's crucial to focus on what truly matters: quality time with loved ones and creating memorable experiences. Tiffany shares her personal tips and strategies to ease financial stress while still celebrating the season with joy.

Key Points Discussed

Shifting Focus from Material Gifts to Meaningful Moments

• Black Friday and Cyber Monday are over – now's the time to think beyond the sales.
• Importance of spending quality time with family and friends, or nurturing yourself if alone.

Tip 1: Adding Value with Experiences

• Organize family game nights, cookie decorating sessions, or holiday hikes.
• Gift experiential coupons like homemade dinners or breakfast in bed.

Tip 2: Creative and Affordable Gifts

• DIY gifts: homemade candles, personalized ornaments, recipe jars.
• Budget-friendly custom items: photo books, printed calendars, themed gift boxes.

Tip 3: Saving on Everyday Expenses

• Host holiday potlucks to share costs.
• Use Facebook Marketplace to declutter and make extra cash.
• Compare prices for everyday items and prescription needs to save more.

Real-Life Examples

• Trips with family instead of multiple toys and how these experiences create lasting memories.
• Fun and creative traditions that are low-cost but highly memorable.

Sponsors

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Connect with Tiffany

• Website: MoneyTalkWithT.com
• Social Media: @MoneyTalkWithT on all platforms

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