Sure, you’re great at saving lives, but what about saving money? In this episode of Budgets for Badges, we’re talking all things savings—because your wallet deserves a hero, too.

From building an emergency fund (no, not for your next coffee run) to figuring out what you should actually be saving for (hint: it’s not that boat just yet), we’ve got strategies that even the busiest first responders can handle.

We’ll cover:
💰 Why saving isn’t just for "later" (a.k.a. your retirement)
🚨 How to tackle unexpected expenses without working double shifts
🎯 The top savings goals every first responder should have (yes, you need one of these)

So grab your shift partner—or just your headphones—and tune in to learn how to save smarter, not harder. Because let’s be honest: cats aren’t the only ones worth rescuing.

1. Evaluate if you're saving enough already. Your goal should be to save up to 10%-15% of your income until your emergency fund and other sinking funds are funded.

2. Set up an auto transfer to your savings account for each pay period based on the percentage your comfortable with.

3. If you're not comfortable with 10%-15%, start small and build your way up. Re-evaluate every 3 months.

Don't forget...

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Rebecca Jameson: https://www.instagram.com/bluelinemoneycoach

Chris Harksen-Lucero: https://www.instagram.com/beyondthenumbersbn