Saving With Silverman

Calvin and Hobbes is one of the most timeless comic strips in American history, but is there anything we can learn from Bill Watterson’s masterpiece in the financial realm? Turns out there is, and Mark will draw on wisdom from the comic to highlight several quotes that offer valuable lessons for financial planning.

Here’s what we discuss in today’s show:

Preparing in advance for some of those financial surprises.

Having a sound investing strategy.

Making sure your retirement income keeps pace with inflation.

Getting ahead on your retirement plan.

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

Have you ever considered how the mundane tasks we do around the house can offer valuable lessons for managing our finances? In this episode, we’re going to expand on this intriguing analogy. From taking out the trash to cleaning out the fridge, Mark provides insightful advice on maintaining a well-diversified portfolio, updating beneficiaries, and the importance of periodic maintenance.

Here’s what we discuss in today’s show:

• Reviewing your portfolio and making sure that it is well diversified.

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

Every individual will have a unique plan for retirement, but there are questions that every person should be able to answer before they make the transition. Am I prepared for increased tax rates in the future? What about if I live longer than I plan and I outlive my money? What do I want to happen with my money after I die? Today we’ll provide a comprehensive checklist that will help prepare you for retirement.  

Here’s what we discuss in today’s show:

• Saving for the future while enjoying life in the present.

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

520.618.5323

Mark Twain is one of the most revered authors in American history, but what can we learn about finance from this legendary wordsmith? Join Mark Silverman as he takes a look at some of Twain’s most famous quotes and applies the lessons to financial planning.

Here’s what we discuss in today’s show: 

• Diversification and spreading out your risk to protect your portfolio.

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

520.618.5323

Can you imagine how difficult it would be for a placekicker if the goalposts suddenly shifted just as they were about to kick? In the same sense, how can we expect to achieve our financial goals if we're constantly shifting the targets? Retirement goals can obviously change with the passage of time, but there can be some serious risk when it comes to your retirement if you shift the goalposts a little bit too carelessly.

Here’s what we discuss in today’s show:

• Setting and sticking to goals.

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

520.618.5323

While you’ve probably heard of bonds before, do you really have a full understanding of how they work, especially when compared to stocks? Today we’ll dive deep into the world of bonds, breaking down their complexities and offering valuable insights.

Here’s what we discuss in today’s show:

• What are bonds, and how are they different from stocks?

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

520.618.5323

Have you ever glanced at your financial statements and felt overwhelmed by the numbers and jargon? You're not alone. Many people receive statements from their investment accounts every month or quarter but don't fully understand what they're looking at.

Here’s what we discuss in today’s show:

• Some of the challenges when it comes to fees.

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

520.618.5323

It’s been said that “the sales brochure giveth and the fine print taketh away.” In the financial world, glossy brochures and enticing sales pitches often conceal ugly hidden truths.  Let’s talk about some of the things we hear from people when they don’t pay enough attention to the fine print...

Here’s what we discuss in today’s show:

• “I just got a big rate increase on my long-term care insurance!”

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

520.618.5323

In the realm of personal finance, there's no shortage of advice- some of it good, some of it not so much. Being a good advisor isn’t about winning a popularity contest or just saying the same things that everyone else in the industry says. It’s about giving the best advice that you can for each individual situation.

Let’s discuss some areas where Mark’s opinions might not be popular with other people in the financial industry...

Here’s what we discuss in today’s show:

• The appropriate amount of risk for a retiree or pre-retiree

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

520.618.5323

A recent study revealed that 19% of Americans over the age of 65 are still working, which is twice as high as it was 30 years ago. Today, we’ll explore some of the reasons behind this statistic.

Here’s what we discuss in today’s show: 

• Some people truly love their job

Want to get in touch with Mark? 

Web:

https://silverman-associates.com/home

Email:

[email protected]

Phone:

520.512.8832

520.618.5323