Mikki Paradis and Jessica Abreu break down why home warranties often fail homeowners: denial loopholes, code upgrade exclusions, long delays, and contractors you can’t choose. They share horror stories including a mismatched HVAC replacement that forced costly auxiliary heat and a technician caught going through a homeowner’s underwear drawer. Alternatives include thorough inspections, maintenance plans, and building a repair emergency fund.

00:00 Creepy Contractor Story

00:46 Podcast Intro and Outfit Talk

01:47 Home Builder Show Recap

02:53 Vegas Chaos and Temu Elmo

05:42 Sticker Shock at the Expo

07:20 Orlando Traffic Meltdown

09:04 Home Warranties Are a Scam

10:50 What Warranties Claim to Cover

13:16 How Claims Get Denied

17:05 Code Updates and Aging Loopholes

20:12 You Don’t Pick the Contractor

21:38 HVAC Horror Story Begins

25:44 Warranty HVAC Scam

28:01 Why Contractors Cut Corners

29:17 Claims Delays No Coverage

31:21 Not Insurance Arbitration

38:11 Are Warranties Ever Worth

43:43 Safety Risks Bad Techs

46:42 Smarter Alternatives Inspections

51:15 Emergency Fund Maintenance Plans

56:03 Final Takeaways Call To Action

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