💡 Episode Summary:
In this episode of Schitt Ain’t the Same, we dive deep into the world of credit—how your personal credit score affects your ability to grow your business, and how to strategically build and leverage business credit to secure funding, resources, and opportunities. Whether you’re a new entrepreneur or scaling your business, understanding the credit game is essential for long-term success.

FOR HELP WITH YOUR CREDIT CONTACT: 
Troi Hawkins 
Credit & Funding Specialist 
E: [email protected]
P:877-947-3428
IG: @fundedandflourishing

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In this episode, I talk about my journey as a first-time gun owner — purchasing a Glock 19, getting familiar with the shooting range, and learning what it really means to be responsible with a firearm, especially with kids in the home. This isn’t about paranoia or politics — this is about safety, education, and responsibility.

Whether you’re a new gun owner, considering buying your first firearm, or just curious about the right way to handle weapons around children — this episode is for you.

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🎧 Available On:

Spotify | Apple Podcasts | YouTube | Google Podcasts

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🔊 Call To Action:

If you’re a parent, a first-time gun owner, or even just considering home protection — don’t skip the safety talk. This episode will get you thinking the right way.

➡️ Share this with someone who needs to hear it.
#ShitAintTheSame #GunSafety #BlackGunOwners 


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Esau 
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CharliRose:
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On this powerful and wide-ranging episode of Schitt Ain’t the Same, we bring together a dynamic panel to unpack the real shifts happening in our communities, personal lives, and professional spaces.

Joining the conversation:

•Suraya Parker – Insurance and Healthy living 

•Ish – Co-host of the Joe Budden Podcast

•Tameka Stewart – City Council candidate for Newburgh, NY/social worker

From real estate and gentrification to relationships, wellness, and stepping into your power — no topic was off-limits. Whether you’re a budding entrepreneur, a community organizer, or just trying to eat better and live right, this episode has something for you.

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🧠 Topics We Covered:

•🏘️ Real estate trends & community development

•💕 Healthy relationships & personal accountability

•🥗 Healthy living & eating for longevity

•💼 What it means to really be a boss

•🗳️ Local leadership & running for office

•⚖️ The importance of control — in life, love, and legacy

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💬 Memorable Quotes:

“Control isn’t about power — it’s about peace.” – Suraya Parker

“You can’t be a boss if you don’t own your time.” – Ish

“Healthy living isn’t just food — it’s mindset, too.” – Tameka Stewart

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📲 Connect With Us:

ISH-https://www.instagram.com/thatsthatish?igsh=MWswbDB4dmp5ZjljeQ==

Tamika-https://www.instagram.com/tamikanbny?igsh=N2VoYmFtaWc3OWUx

Suraya-https://www.instagram.com/surayyacares?igsh=MWk2Zng3cTk2NDRsag==

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In this powerful episode, we sit down with three influential community voices — Dr. Suzanne Mullings, President of the Bergen County Black Caucus; Tamika Stewart, candidate for Newburgh City Council; and Billy Council, former Harlem City Council candidate — to discuss the critical importance of voting, the legacy of Black political activism, and the economic challenges impacting our communities today.

Together, we unpack the historical sacrifices that won us the right to vote, explore the ongoing fight for representation, and dive into the pressing issue of stagflation — what it means, how it affects working families, and why economic policy must be front and center in local politics.

Tameka Stewart 
https://www.instagram.com/tamikanbny?igsh=N2VoYmFtaWc3OWUx

Billy Council 
https://www.instagram.com/billycouncilharlem?igsh=MWEwbG50cnc1c255Yw==

Dr. Suzanne Mullings
https://www.instagram.com/bergencountyblackcaucus?igsh=MWw2M2JtZHZnZWFxdw==

voting, local elections, city council, community engagement, disenfranchisement, stagnation, civic education, coalitions, political power, representation

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🧓💙 Episode Summary:

Caring for an aging parent, grandparent, or loved one can be overwhelming — emotionally, financially, and logistically. In this heartfelt and informative episode, I’m joined by my friend and caregiver ally, Suraya, who played a huge role in helping me care for my loved one. Together, we talk about the real-life challenges of elder care and break down some of the confusing aspects of insurance, especially the differences between Medicare and Medicaid.

Whether you’re just starting this journey or deep in the trenches, this episode offers both practical insights and emotional support.

📝 What We Cover:

•Suraya’s personal caregiving journey and the support she gave me

•Understanding the emotional toll and finding balance as a caregiver

•Navigating insurance: What’s the difference between Medicare and Medicaid?

•What services and support each program actually covers

•Tips for getting organized and advocating for your loved one’s care

•How to access local resources and financial help

•The importance of community and not doing this alone

💬 Quote from Suraya:

“You don’t have to be everything for everyone — asking for help is a strength, not a weakness.”

🙌 Thank You, Suraya!

Your strength and wisdom made a huge difference in my caregiving journey — and I know this conversation will help so many people.

please follow: @surayyacares

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In this powerful and deeply personal episode, we sit down with R&B singer Monifah for an unfiltered conversation about her journey through love, family, fame, and recovery. From her breakout success in the ’90s music scene to navigating the pressures of the industry, Monifah opens up about the highs and lows that shaped her life and career.

We explore how love—romantic, familial, and self-love—has played a central role in her healing. Monifah also shares her experience with addiction, her path to sobriety, and what it means to truly reclaim her voice, both as an artist and a woman.

Topics We Cover:

• Monifah’s rise in the music industry
• The pressures of fame and identity
• Love, relationships, and personal growth
• Family, legacy, and reconnection
• Her battle with addiction and the road to recovery
• Finding purpose and peace through music and community

Quotes to Remember:

“I had to lose everything to find out what really matters.”

“Love doesn’t always look like what we expect—but it’s always the answer.”

#Monifah #Podcast #Recovery #MusicIndustry #Love #Family #Healing #Sobriety #WomenInMusic

follow her  @themonifah

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In today’s episode, 9 sat down with the incredible Keertana — a talented writer, artist, filmmaker, and English teacher. Keertana’s journey is nothing short of remarkable. At just 15 years old, she found herself attending the Toronto Film Festival, navigating a world typically reserved for much older creators — even entering the event registered as a 35-year-old white man!

Beyond filmmaking, Keertana also runs her own magazine, showcasing her creative voice and leadership. Despite facing challenges such as memory loss, her resilience and brilliance continue to shine through every project she touches.

Keertana is truly a bright young star with a future full of possibilities.

I pray that her story inspires you as deeply as it inspired me.

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Guest: Ish from The Joe Budden Podcas

This week on Schitt Ain’t The Same, I’m joined by none other than Ish from The Joe Budden Podcast—and we’re diving into a real one.

We’re talking investing, relationships, and what it looks like when men drop the surface talk and actually open up. Ish brings that grown-man energy and thoughtful perspective that always makes for a dope convo.

We get into:

• How women view financial security vs. financial freedom

• Dating while building wealth (and peace)

• How is he your man , and you haven’t seen how he lives 

• The evolving expectations in modern relationships

• And a few gems you probably weren’t ready for

It’s unfiltered, insightful, and full of those moments where you pause and go, “Damn… that’s facts.”

Follow Ish: https://www.instagram.com/thatsthatish?igsh=MWswbDB4dmp5ZjljeQ==

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It’s always a pleasure talking to Taliah Karim about Real Estate.

Whether it’s the right time for you to buy a house depends on a few key factors:

1. Your Financial Readiness

• Emergency Savings: 

• Debt-to-Income Ratio (DTI)

2. Your Credit Score (700)

3. Market Conditions

• Interest Rates: 

• Housing Prices

4. Your Personal Situation

• Do you plan to stay in the home 

If you’re set on buying soon, you might consider:

• Looking into first-time homebuyer programs (some offer down payment assistance).

• Exploring FHA or other low-down-payment loan options.

• Continuing to save while monitoring the market for better conditions.

Taliah Karim

Broker | Owner

TK Real Estate Group Inc

To Follow click below 👇🏾 

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I pray that this episode help women to understand you are not alone !! This happens to more women than we care to admit, most of us just don’t share because of embarrassment. I want to say ,this guy has  FUCKED WITH THE WRONG BITCH !! (@JenniferLewis)

It is deeply disheartening to acknowledge that even in 2025, financial exploitation within relationships remains a significant concern. Research indicates that between 94% and 99% of women in abusive relationships have experienced some form of financial abuse. A survey found that nearly 22% of individuals have experienced financial abuse in a past relationship  . Men are more likely than women to commit financial deception, with 47% of men admitting to such behavior compared to 39% of women  . These statistics highlight the pervasive issue of financial exploitation in relationships, underscoring the need for increased awareness and preventive measures.

Make sure you take note of the strategy listed at the end ! It will save you a lot of money and heartache 

YOU CAN WATCH THE EPISODE ON YOUTUBE TO SEE ALL PICTURES AND MESSAGES @schittaintthesame

You can follow me on all platforms 

@schittaintthesame 

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