Emergency savings accounts are super important, right?

Sara agrees, but worries too many people over-emphasize their rainy day fund and under-emphasize their retirement savings.

She tells us how to hit the balance between the two, and warns that we might have to start investing before we're psychologically ready. It's scary!

Caitlin attempts a metaphor involving Wall Street "experts" and seating arrangements on a roller coaster, and asks Sara if maybe this investing thing is just too much for us to ask of ourselves.

Sara wonders why she has a co-host on an investing podcast that still hasn't gotten with the program.

This week, the one thing Women on the Verge of a Financial Breakthrough can do TODAY to take the first, or next, step towards building a strong financial future is figuring out how much she *really* needs in an emergency fund.

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Music by Bad Bad Hats and Devmo.