Do you have a 4-year-old daughter or 15-year-old niece that you hope to help pay for college, but also would still like to have money for other things like toilet paper and health insurance, but feel like the two things are mutually exclusive ?

Stop freaking out - we just might be able to pull this off.

We know - we already did an episode about saving for college last season. But this time we invited a real life college finance mastermind!

Our guest expert Ann Garcia is so expert that she actually wrote a book called…wait for it…How to Pay for College. Not only does she blow through all the myths about college saving making tuition more expensive, she explains what a list price is, and how what they say college costs is different than what college actually costs (in a good way).

Also, all the programs and scholarships and other things we never knew about that lower tuition costs and help students choose the right school.

After you listen, check out all of Ann’s wisdom and resource-sharing on her website howtopayforcollege.com. And, to get even more of her specialized strategies, take her College Financial Plan Masterclass. Women on the Verge of a Financial Breakthrough get a 10% discount!! Just enter promo code: WOTV10

Ask us your dumb investing and finance questions for Season 2 on our Ask Us page!

This episode was edited by our co-producer Kelly West. Music by Bad Bad Hats and Devmo.