On this episode your hosts, Ivy and Hafare are joined by Shad Khalif,  a financial analyst to discuss how to manage your finances, why taking debt is important, why mobile loans are predatory and much more.  As always thank you for listening As stated in the podcast, from now on you can financially support the podcast by sending your donation via Mpesa to 0742509392.  We would really appreciate it and it would go a long way in keeping us going.   

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 Hafare - @hafare_ on Twitter and @hafare on IG 

 Ivy - @iv_ey on Twitter and @callmedjiv on IG  

Shad - @Shad_Khalif on Twitter and IG