Just when you think finance talk can’t possibly get more boring…bring in the three i’s. But wait! There’s some stuff you should know, even if it’s not the breezy summer beach listen you were hoping for.

Apparently there is a new normal when it comes to mortgage interest rates (sit down for that bitter medicine), which is actually the old normal that we forgot about. But Sara’s ears finally mildly perk up at the mention of a high yield savings accounts. Mildly.

And were you one of those people that got on the I bond wagon last year? Time to chuck yourself off, penalties be damned. Explanation within.

Finally, Sara explains how people can scare us with inflation doomsday scenarios to trick us into doing dumb stuff with our investing, and also that my method of gauging inflation by how much my gas costs is unscientific (and, more to the point, a bad way of measuring inflation). The good news is that we don’t have to do it Sara’s way either! Maybe inflation is fake news? I don’t remember. You have to listen.

FYI: Here is the episode we did about gold, in case you want to be able to debunk myths about gold being inflation-proof after listening to this episode.

Ask us your dumb investing and finance questions for Season 3 on our Ask Us page!

We have the social medias!! Here’s our Instagram and Facebook and LinkedIn.

This episode was edited by our co-producer Kelly West. Music by Bad Bad Hats and Devmo.