Dave Ramsey and Suze Orman are the elephants in our podcasting Zoom room on this one. Also the trad wife Insta influencers that might con you into thinking buying chicken farming supplies instead of Thai takeout makes you a better person.

Guest star Kacie Swartz from Blackbarn Financial has a money mindset water feature metaphor that splashes Caitlin right out of the…water feature. And Sara falls right into Kacie’s trap and Caitlin bravely shares how many money hidey holes she currently maintains against (medical?) Kacie’s advice.

Most importantly, Kacie points out how much shame we all carry around with us in our money decisions, and how taking all moral and “good person” judgements out of this realm can help us figure out how to use our money the way we want to to make us happy.

We also take on capitalism, the patriarchy, deprivation and the exhaustion of financial decision-making in daily life! Women deserve nice things!

FYI: Here is the What kind of insurance do I need? episode we did last season, in case you want to learn more about what types of insurance are recommended, and which are not (according to Kacie).

Ask us your dumb investing and finance questions for Season 3 on our Ask Us page!

We have the social medias!! Here’s our Instagram and Facebook and LinkedIn.

This episode was edited by our co-producer Kelly West. Music by Bad Bad Hats and Devmo.