Bernadette Joy is the CEO of Crush Your Money Goals. After meeting at FinCon a few years ago she and I finally had the time to sit and talk about her story, her business and future goals. Bernadette talks about her shopping philosophy and how to use her rule of thumb to make sure you shop reasonably! 

Follow Bernadette here: https://www.instagram.com/bernadebtjoy/?hl=en