Sechaba Ngwenya is the co-founder of fintech startup, Creditable, that is currently enjoying the support of VC’s like Nest.vc while “playing nicely” with financial incumbents like DBS Hong Kong to establish the commercial viability to their innovative banking solutions.

Sechaba lets Andile Masuku in on what it’s taken to get his company to the relatively peachy phase they are now operating in, and dishes on the tricky business of securing the trust of existing financial institutions that have historically done well at servicing business, but not nearly as well at meeting the needs of individuals.