This is a jam packed episode where we invite Rob Pieklo from AFR. Rob Pieklo is the Chief Operation Officer of AFR . He is an expert in Secondary Markets. Rob gives a brief introduction of his journey in the mortgage industry. He explains the basics of the secondary market and the players involved. He goes in details of what impacts rates and how lenders hedge locked loans. AFR has a great secondary market team that is well versed and the opportunities that their team finds they pass it as pricing incentives in the rate sheet to brokers alike. Tune in to get capital market insights and tips from the best in the industry.