In this episode of Secrets from the ERISA Vault, Eric Buchanan explains what employees need to know about life insurance offered through work. He breaks down how these policies usually work, what employees and families often misunderstand about coverage, and the problems that can come up when a claim is denied or benefits are not paid as expected.

Eric also discusses why employer provided life insurance is often governed by ERISA, what that means for beneficiaries, and why it is so important to understand the policy terms before a problem arises. This episode gives listeners a clearer look at the fine print behind workplace life insurance and the issues that can surface when families need those benefits most.