Segment 1: A new book from an MU professor says hidden fees are chipping away at the middle class. A professor of History, Black Studies, and Public Affairs at Mizzou says banking fees, mortgage fees, student loan fees, and payday loan fees disproportionately affect people, with the wealthy being able to largely avoid them. Devin Fergus , author, Land of the Fee: Hidden Costs and the Decline of the American Middle Class Segment 2, beginning at 36:42: The Haitian/Caribbean restaurant took over