Selling And Shopping Safely Online For Consumers And Merchants

Despite stability in the number of victims and losses last year, the ways that credit card fraud occurs have changed. With the switch to chip-enabled EMV cards in 2015, identity thieves are moving from cloning counterfeits of that existing plastic and, instead, are focusing on opening new fraudulent accounts with stolen Social Security numbers and other sensitive data.

In its 2016 Identity Fraud Study, Javelin Strategy & Research reports that new-account fraud more than doubled in 2015 from the previous year — and with that 113 percent increase, it now accounts for one-fifth of all fraud losses.

Meanwhile, using stolen credit card numbers on counterfeit clones for in-store shopping dropped by 4 percent but increased by 5 percent for fraudulent online purchases.

Other trends worth noting from Javelin’s analysis, based on a survey of more than 5,000 consumers:

1. Get A Credit Freeze. Once enacted, a credit (also known as a security) freeze restricts access to your credit report, which creditors check before issuing new financial or service accounts in your name. Without seeing your report, creditors won’t approve accounts to ID thieves posing as you. A freeze must be placed with each of the three major credit-reporting bureaus — typically free for those 65 and older (state laws vary) — and can be unthawed when you are legitimately applying for credit.

2. Secure Mobile Devices. If your financial life is on a smartphone or tablet, apply software updates that patch known vulnerabilities as soon as they become available. Use security features built into Android and iOS devices, such as passcode or biometric (fingerprint) protection, and programs that encrypt data and remotely wipe contents if the device is lost or stolen.

3. Use Strong Passwords. They “remain the de facto first line of defense for most online accounts, which has motivated criminals to compromise them whenever possible,” Javelin notes. Using a password manager is a convenient way to maintain good password practices without resorting to writing these codes down, which could also place them at risk of physical compromise.

4. Sign Up For Account Alerts. Offered by banks, credit card issuers and brokerages, these free notifications, via email or text message, provide you with real-time alerts of suspicious activity. When fraud occurs, contact the account issuer immediately.

5. Take Data Breach Notifications Seriously. One in 5 data-breach victims suffered fraud in 2015, up from 1 in 7 in 2014. While data breaches at retailers remain an issue, the biggest jump in breaches was at government agencies and health care organizations, with a 64 percent rise in exposure of SSNs.

Customers can rate businesses on sites like the hyper-local Yelp, but when do the businesses get to share about bad customers?

We are just a resource for the service provider or business owner to report, rate And avoid 'Bad" Customers.

Finally... a way to protect yourself and others from unscrupulous customers and at the same time convey kudos to those great and wonderful customers that every business loves to have.

Why do we say this. Unfortunately although MOST customers are good and honest, there are SOME who have figured out the system, know that businesses usually want to do the right thing, and will threaten and coerce in order to get their own way .. and often "their own way" is an unjustified refund, free services or some other concession that a business may give to "make them go away and not cause trouble.

Your questions and comments are greatly appreciated.

www.DPL-Surveillance-Equipment.com

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DPL-Surveillance-Equipment's

layaway plan makes it easy for you to buy the products and services

that you want by paying for them through manageable monthly payments

that you set. Our intuitive calculator allows you to break down your

order's purchase price into smaller payment amounts. Payments can be

automatically deducted from your bank account or made in cash using

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DPL-Surveillance-Equipment's

Customers can now use the convenience of layaway online to help them

get through these tough economic times.

We all shop now

and then just to face a hard reality -- big credit card bills. However,

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more and more shoppers are checking out DPL-Surveillance-Equipment's

e-layaway plan.

If you're drooling over a new nanny

camera, longing for a GPS tracker, or wishing for that spy watch, but

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Our

online layaway plan works like the old-fashioned service stores used to

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camera w/motion-activated DVR), then set up a payment plan.

"It's automatically drawn from my account," she said. "I have a budget, $208.00 a month.

In

three months, Kheen had paid off the $650.00 iPod docking station. She

paid another 3.9 percent service fee, which amounted to about $25.35

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pay a little bit each month," Kheen said. "It's paid off when you get

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Flexible

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1. Register:

It's quick, easy and FREE! No credit check required!

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Select

the items or service you want and choose "e-layaway" as your payment

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Payments are made on the schedule YOU set. Check your order status or adjust your payments online in a secure environment.

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Receive the product shortly after your last payment. The best part, it's paid in full... NO DEBT.

More Buying Power:

*

Our lay-away plan offers a safe and affordable payment alternative

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* Anyone 18 years old or older can join. All you need is an active bank account.

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*

If you are near or beyond your credit limit or simply want to avoid

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you.

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*

Similar to traditional layaway, e-layaway lets you make regular payments

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*

Our e-layaway makes it easy for smart shoppers like you to plan ahead

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* You have the right to cancel any purchase and will receive a refund less a cancellation fee. See website for details.

Security and Identity Protection:

DPL-Surveillance-Equipment

has partnered with trusted experts like McAfee and IDology to ensure

the security and integrity of every transaction. Identity verification

measures are integrated into our e-layaway system to prevent fraudulent

purchases.

Note: Simply Choose e-Lay-Away as a "Payment Option" in The Shopping Cart

DPL-Surveillance-Equipment.com

is a world leader in providing surveillance and security products and

services to Government, Law Enforcement, Private Investigators, small

and large companies worldwide. We have one of the largest varieties of

state-of-the-art surveillance and counter-surveillance equipment

including Personal Protection

and Bug Detection Products.

Buy, rent or lease the same

state-of-the-art surveillance and security equipment Detectives, PI's,

the CIA and FBI use. Take back control!

DPL-Surveillance-Equipment.com

Phone: (1888) 344-3742 Toll Free USA
Local: (818) 344-3742
Fax (775) 249-9320

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