<p>Tracy Pharis from Blue Water Health Insurance talks about knowing IRMAA before retiring</p>

Tracy Pharis from Blue Water Health Insurance talks about knowing IRMAA before retiring

Senior Moments: Tracy Pharis from Blue Water Health Insurance

<p>The Voice of Northern Utah on 102 FM and 610 AM in Logan and Cache Valley. Live, local news and weather, talk shows and sports coverage. First went on the air in November 1938.</p>

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The Voice of Northern Utah on 102 FM and 610 AM in Logan and Cache Valley. Live, local news and weather, talk shows and sports coverage. First went on the air in November 1938.

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Senior Moments: Tracy Pharis from Blue Water Health Insurance

Senior Moments: Tracy Pharis from Blue Water Health Insurance

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