Philip Dancy of Dancy With Money shares two short posts covering setting financial goals and budgeting tips for couples
Episode 1579: Setting Financial Goals The SMART Way AND What's Yours Is Mine - Budgeting Tips for Couples by Philip Dancy
Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his career in New York City and getting his first check, he understood that this “adulting” life wasn’t going to be simple. However, the one thing he knew he had to do was create a budget for himself. Through a period of trial and error, Philip was able to establish a solid foundation. As a result, Philip reached a point where he was comfortable and on a trajectory towards financial freedom. Philip’s main goal is to help millennials and Gen Z’ers (but ultimately everyone) establish a strong financial foundation through coaching while helping them turn steps into strides.
The original posts are located here: https://dancywithmoney.com/blog/setting-financial-goals-the-smart-way & https://dancywithmoney.com/blog/couples-budgeting-tips 
 Visit Me Online at OLDPodcast.com
Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily
Learn more about your ad choices. Visit megaphone.fm/adchoices

1579: Setting Financial Goals The SMART Way AND What's Yours Is Mine - Budgeting Tips for Couples by Philip Dancy

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.

Listen now, and become an OLD friend--your optimal life awaits...

Education

Training

Language Courses

Higher Education

K-12

Educational Technology

Business

Investing

Careers

Management & Marketing

Business News

Shopping

Self-Improvement

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2710:
JD Roth of GetRichSlowly.org introduces the Balanced Money Formula by Elizabeth Warren and Amelia Tyagi, providing an innovative approach to managing personal finances without a traditional budget. Roth explores how simplifying budgeting into three categories - Needs, Wants, and Savings - can help achieve financial equilibrium and reduce stress about money management.
Read along with the original article(s) here: https://www.getrichslowly.org/the-balanced-money-formula/
Quotes to ponder:
"When your money is in balance, you always have enough to pay your bills, have some fun, and save for your dreams. And here is the best part of all. Once your money is in balance, you can stop worrying about it."
“You can spend your Wants money on anything that strikes your fancy, so long as you stay within 30% of your income.”
“You certainly won't get into trouble spending like this on Wants. Even so, you should ask yourself - are you making enough room for fun?”
Episode references:
All Your Worth: The Ultimate Lifetime Money Plan by Elizabeth Warren and Amelia Tyagi: https://www.amazon.com/All-Your-Worth-Ultimate-Lifetime/dp/0743269888
Learn more about your ad choices. Visit megaphone.fm/adchoices

2710: The Balanced Money Formula by JD Roth of Get Rich Slowly on Personal Finance Habits

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2709:
Explore a myriad of low-cost yet enchanting date ideas in Leo Babauta's article "Cheap But Great Dates." Babauta shares inventive and budget-friendly dating strategies from picnics at sunset to old movie marathons, proving that romance doesn't have to be expensive. His practical advice offers a creative twist on making memorable moments without breaking the bank.
Read along with the original article(s) here: https://zenhabits.net/cheap-but-great-dates/
Quotes to ponder:
"Watch meteors: Get a blanket and look up at the stars. It’s best if there’s a meteor shower - shooting stars are magical. Otherwise, learn a few constellations and point them out to her. Ponder the mysteries of the universe."
Learn more about your ad choices. Visit megaphone.fm/adchoices

2709: Cheap But Great Dates by Leo Babauta of Zen Habits on Romantic Dates & Budget-Friendly Dating

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2708:
Unlock the secret to your financial potential with John Assaraf’s insights from "Does Your Brain Predict Your Financial Success?" Discover how your brain’s inherent patterns and hidden self-image could be influencing your income levels and what you can do to alter these neural pathways for a more prosperous future.
Read along with the original article(s) here: https://blog.myneurogym.com/your-brain-predicts-your-financial-success
Quotes to ponder:
"There’s a little part of your brain that actually predicts how much you will earn in the future. It’s called the 'frontostriatal pathway'."
"Visualization is a fantastic small change to make in your thinking. If you imagine yourself after you achieved the success you want, you activate the motivation centers in the brain."
Learn more about your ad choices. Visit megaphone.fm/adchoices

2708: Does Your Brain Predict Your Financial Success by John Assaraf of My Neurogym

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2707:
In "The Best Time of Year to Buy Many Items," Andrea Joy of SavingJoyfully.com guides us through the calendar year, pinpointing the optimal times to make key purchases - from electronics to gym memberships. This episode uncovers how strategic timing can yield significant savings and help manage household budgets more effectively.
Read along with the original article(s) here: https://savingjoyfully.com/blog/the-best-time-of-year-to-buy-many-items
Quotes to ponder:
"Being willing to wait until certain times of year to buy things can be helpful for those purchases that aren’t true 'must haves.'"
"Fitness equipment is a great idea at the beginning of the year because many stores are running sales."
"Chocolate is a great price this time of year especially after Valentine's Day is over with all the sales to sell the leftover Valentine’s goodies."
Episode references:
The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808
Learn more about your ad choices. Visit megaphone.fm/adchoices

2707: The Best Time of Year to Buy Many Items by Andrea Joy of Saving Joyfully

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2706:
Discover Chalene Johnson's Weekend Weight Loss Tips to maintain your health goals without sacrificing weekend fun. Chalene shares practical advice on changing your mindset, limiting alcohol, managing meal times, choosing home-cooked meals, bringing your own food, and including raw veggies in your diet, aiming to keep you on track while enjoying your downtime.
Read along with the original article(s) here: https://www.chalenejohnson.com/weekend-weight-loss-tips/
Quotes to ponder:
"It ALL starts with mindset. If you go into your weekend with the mindset that you’re going to indulge and that you earned it, then you will have little to no self control."
"When you find yourself trying to justify the indulgences, take an emotional step back, and remind yourself that you are worth putting good nutritious food in your body."
"If you find you’re having a strong craving for something in particular, my first recommendation is to write it down, that might seem strange. But research has shown that if you write down the craving, most times it removes it."
Learn more about your ad choices. Visit megaphone.fm/adchoices

1579: Setting Financial Goals The SMART Way AND What's Yours Is Mine - Budgeting Tips for Couples by Philip Dancy

Download our free app to listen on your phone